"Borrower" Quotes from Famous Books
 ... "Usury, 1. A premium or increase paid or stipulated to be paid for a loan, as for money; interest. 2. The practice of taking interest. 3. Law. Interest in excess of a legal rate charged to a borrower for the use ...
— Usury - A Scriptural, Ethical and Economic View • Calvin Elliott
... he said; "you have not been lured up here by the ruse of a clever borrower. I can do a bit of touching when in the mood, mind you, but you're safe. You are here because I see that ...
— Not George Washington - An Autobiographical Novel • P. G. Wodehouse
... scholar, a preacher I should say, that was to preach to procure the approbation of a parish that he might be their lecturer, had got from his fellow-pupil the copy of a sermon that was first preached with great commendation by him that composed it; and though the borrower of it preached it, word for word, as it was at first, yet it was utterly disliked as it was preached by the second to his congregation; which the sermon borrower complained of to the lender of it; and thus was answered: "I lent you, ...
— The Ontario Readers: The High School Reader, 1886 • Ministry of Education
... Mr. Luker, and what had happened to myself, exactly as I have described it here. "It is clear that the Indian's parting inquiry had an object," I added. "Why should he be so anxious to know the time at which a borrower of money is usually privileged to ...
— The Moonstone • Wilkie Collins
... was looking over Mr. Gosse's books, he took down Lamb's Specimens of the English Dramatic Poets, and, turning to Mr. Gosse, said, "That book taught me more than any other book in the world—that and the Bible." Swinburne was a notorious borrower of other men's enthusiasms. He borrowed republicanism from Landor and Mazzini, the Devil from Baudelaire, and the Elizabethans from Lamb. He had not, as Lamb had, Elizabethan blood in his veins. Lamb had the Elizabethan love of phrases that have cost a voyage of fancies discovered ...
— The Art of Letters • Robert Lynd
... far cry from the The Ingoldsby Legends to The Deeds of the Romans, nevertheless The Leech of Folk-stone was directly taken from the hundred and second tale, Of the Transgressions and Wounds of the Soul. Shakespeare himself was a frequent borrower, and planned his entire play of Pericles, Prince of Tyre, upon the hundred and fifty-third tale, Of Temporal Tribulation. In some cases the language is almost identical, as for instance in the fifth tale, where the king warns his son, saying, ...
— The Great English Short-Story Writers, Vol. 1 • Various
... was hospitable to strangers, for his house was open to all, and he used to lend money to his friends without interest; but he would demand it back immediately on the expiration of the time of the borrower, which made the gratuitous loan more burdensome than heavy interest. In his entertainments the invitation was usually to persons of the plebeian class, and general: and the frugality of the banquet, which was accompanied with neatness ...
— Plutarch's Lives Volume III. • Plutarch
... unless occupied for farming or market-gardening. The loan may amount to three-fifths of the value of the security when freehold, and one-half when leasehold. The rate of interest charged is 5 per cent., but the borrower pays at the rate of 6 per cent. in half-yearly instalments, the extra 1 per cent. being by way of gradual repayment of the principal. Mortgagees must in this way repay the principal in 73 half-yearly instalments, provided they care ...
— The Long White Cloud • William Pember Reeves
... only when we are confronted with the strange blend of technical skill and an emotional void that we begin to hunt for reminiscences. Reminiscences are no danger to the real poet. He is the splendid borrower who lends a new significance to that which he takes. He incorporates his borrowing in the new thing which he creates; it has its being there and there alone. One can see the process in the one fine poem in Wheels, Mr Wilfred ...
— Aspects of Literature • J. Middleton Murry
... not only of political, but also of private wrongs. The law of debtor and creditor was very severe at Rome. If the borrower did not pay the money by the time agreed upon, his person was seized by the creditor, and he was obliged to work as a slave.[14] Nay, in certain cases he might even be put to death by the creditor; and if there were more than one, ...
— A Smaller History of Rome • William Smith and Eugene Lawrence
... should avoid, as far as possible, all transactions of business with his clients, not only in regard to matters in suit in his hands, but in relation to other matters. He should avoid standing toward them, either in the relation of borrower or lender. A young practitioner should especially avoid borrowing of any one. Let him retrench, seek the humblest employment of drudgery rather than do it; but, if borrow he must, let it be of any one else than a client. All transactions ...
— An Essay on Professional Ethics - Second Edition • George Sharswood
... answer to a Protestant about the real presence, by the borrower of his horse, is supposed to be made since the Reformation, ...
— Notes & Queries, No. 47, Saturday, September 21, 1850 • Various
... day, that is to say, on Saturday: and that whether a loan were contracted on the Monday, or on the Friday, the amount of interest should be, in both cases, the same. Indeed he argued, and with great show of reason, that it ought to be rather more for one day than for five, inasmuch as the borrower might in the former case be very fairly presumed to be in great extremity, otherwise he would not borrow at all with such odds against him. This fact is interesting, as illustrating the secret connection ...
— The Life And Adventures Of Nicholas Nickleby • Charles Dickens
... loan made upon goods laden in a ship, for which the borrower is personally responsible; differing therein from bottomry, where the ship and tackle are liable. In bottomry the lender runs no risk, though the goods should be lost; and upon respondentia the lender must be paid his principal and interest, ...
— The Sailor's Word-Book • William Henry Smyth
... French, Spanish, and English literatures were conditions of Italian literature as distinctly, though, of course, not so thoroughly, as American literature is a condition of English literature. Each borrower gave a national cast to the thing borrowed, and that is what has happened with us, in the full measure that our nationality has differenced itself from ...
— Henry James, Jr. • William Dean Howells
... the borrower. In the end, the Lombards invariably owned the estates and the Knight became a bankrupt, who hired himself out as a fighting man to a more powerful ...
— The Story of Mankind • Hendrik van Loon
... transaction. The Latin language very happily expresses the fundamental difference between the commodatum and the mutuum, which our poverty is reduced to confound under the vague and common appellation of a loan. In the former, the borrower was obliged to restore the same individual thing with which he had been accommodated for the temporary supply of his wants; in the latter, it was destined for his use and consumption, and he discharged this mutual engagement, by substituting the same specific value according to a just ...
— The History of The Decline and Fall of the Roman Empire - Volume 4 • Edward Gibbon
... productive purpose, for a purpose that will bring you in more than enough to pay off your debt, principal and interest, is a profitable enterprise. It shows business sagacity and courage, and is not a thing to be ashamed of. But it cannot be too much emphasized that the would-be borrower must calculate very carefully and be sure that it is a productive enterprise before he goes into debt. [Footnote: T. N. Carver, "How to Use Farm Credit," ...
— Community Civics and Rural Life • Arthur W. Dunn
... Lydia discovered that the woman lived on borrowed money, money which never could and never would be repaid, and which the borrower had no intention ...
— The Angel of Terror • Edgar Wallace
... the supposed borrower an honest man? 2. Has he capital enough for his business? 3. Is his business reasonably safe? 4. Does he manage it well? 5. ...
— Captains of Industry - or, Men of Business Who Did Something Besides Making Money • James Parton
... allusion to practice of money-lenders, who forced the borrower to take part of the loan in the shape of worthless goods on which the latter had to ...
— Sejanus: His Fall • Ben Jonson
... investment is one which will enable him to repay both principal and interest. He must enter into a bond with two sureties for the repayment of the loan, and needless to say the characters of both the borrower and his sureties are very carefully considered. The period for which the loan is granted is arranged to meet the needs of the case, as determined by the committee after a full discussion with the borrower. Once the loan has been ...
— The Evolution of the Country Community - A Study in Religious Sociology • Warren H. Wilson
... its appearance then due only to the attainment of a certain necessary degree of public credit, or was it correlated with any other force? It seems in accordance with facts to relate it to another force, the development of mechanism, so far as certain representative aspects go. Hitherto the only borrower had been the farmer, then the exploring trader had found a world too wide for purely individual effort, and then suddenly the craftsmen of all sorts and the carriers discovered the need of the new, great, wholesale, initially expensive ...
— Anticipations - Of the Reaction of Mechanical and Scientific Progress upon - Human life and Thought • Herbert George Wells
... bureau for loans upon the security of agricultural land in amounts not to exceed one-half the value of the land and at an interest rate of two per cent per annum. These loans might run for twenty years but were to be payable at any time at the option of the borrower. ...
— The Agrarian Crusade - A Chronicle of the Farmer in Politics • Solon J. Buck
... Starmidge. "The object of that Act was to enable a borrower to know for certain who it was that was lending him the money he borrowed. So registration was made compulsory. But, as in the case of many another Act of Parliament, Easleby, evasion is not only possible, but ...
— The Chestermarke Instinct • J. S. Fletcher
... mortgage on the borrower's land or house, or goods, for, we will say, one-half or one-third their value; the borrower then assumes all the chances of life in his efforts to repay the loan. If he is a farmer, he has to run the risk of the fickle elements. Rains may drown, droughts ...
— Caesar's Column • Ignatius Donnelly
... rainclouds had been met in mid-sky Borrower to be dancing on Fortune's tight-rope above the old abyss Childish faith in the beneficence of the unseen Powers who feed us Dead Britons are all Britons, but live Britons are not quite brothers He had no recollection of having ever dined without drinking wine ...
— Quotations from the Works of George Meredith • David Widger
... The borrower drew a long breath, but only muttered: 'Ah, well; no matter! We shall work hard, Antoine ...
— Chambers's Edinburgh Journal, No. 442 - Volume 17, New Series, June 19, 1852 • Various
... borrower had neglected to treat him to a glass of rum to clench his signing as surety, the shake of Bear's head would become more reproachful than sympathetic, and he would mutter bitterly: "Five pounds and not even a drink for the money." The jewelry ...
— Children of the Ghetto • I. Zangwill
... definition are at large in America each reader may judge for himself. Personally, I find them extraordinarily numerous, and of so many varieties, from the mere borrower of opinions to the deeply convinced zealot, that it seems wiser to analyze Anglomania than to discuss the various types that possess it. And in this analysis let us exclude from the beginning such very real, but temporary, grievances against ...
— Definitions • Henry Seidel Canby
... its ability and disposition to keep its promises. If it fails to keep them, and suffers them to depreciate, its credit is tainted, and it must pay high rates of interest on all of its loans. For many years we must be a borrower in the markets of the world. The interest-bearing debt is over seventeen hundred millions of dollars. If we could borrow money at the same rate with some of the great Nations of Europe, we could save perhaps two per cent per annum on this sum. ...
— The Life, Public Services and Select Speeches of Rutherford B. Hayes • James Quay Howard
... taken against Mr. Dean, Folsom guaranteeing that every amende should be made that fair arbitration could possibly dictate. He had even gone alone to the bank and brought the cash on Burleigh's representation that it might hurt his credit to appear as a borrower. He had even pledged his word that the transaction should be ...
— Warrior Gap - A Story of the Sioux Outbreak of '68. • Charles King
... their businesses to them. In banking, similarly, the absorption and amalgamation of smaller banks has been going on with startling rapidity. The personal relationship between the customer and the banker, who would grant loans and overdrafts because he knew the character and position of the borrower in each case, will no longer exist. The business was safe enough when the manager of a country bank probably knew whether a customer's butcher's bills were becoming excessive. Now everything must be referred to London for ...
— Rebuilding Britain - A Survey Of Problems Of Reconstruction After The World War • Alfred Hopkinson
... manage their savings than to carry them, five thousand francs at a time, to their notary, Monsieur Sorbier, Cardot's predecessor, and let him invest them at five per cent in first mortgages, with the wife's rights reserved in case the borrower was married! In 1804 Madame Saillard obtained a government office for the sale of stamped papers, a circumstance which brought a servant into the household for the first time. At the time of which we write, the house, ...
— Bureaucracy • Honore de Balzac
... that Shylock was lending money on at all the same international scale. When communication was slow, difficult, and untrustworthy, money-lending at a distance was made very risky, because it was impossible for the lender to keep the watchful eye on the borrower's operations and credit that is required if he is to feel comfortable in his venture. For a Lombard Street banker to lend money to a merchant in Cheapside payable at a year hence was, until comparatively lately, a much safer enterprise than ...
— The Unity of Civilization • Various
... immediately thrust his stockinged feet back in his comfortable Romeos preparatory to opening the door, but before he got up he stooped and looked again, searchingly. Mr. Pantin was endowed with a gift that was like a sixth sense, which enabled him to detect a borrower as far as his excellent eyesight could see one. This intuition, combined with experience, had been developed to the point of uncanniness. No borrower, however adroit, could hope to conceal from Mr. Pantin for a single instant the ...
— The Fighting Shepherdess • Caroline Lockhart
... I had another incorrigible borrower in the person of old Betty B—-. This Betty was unlike the rest of my Yankee borrowers; she was handsome in her person, and remarkably civil, and she asked for the loan of everything in such a frank, pleasant manner, that for some time I hardly knew how to refuse her. After I had been a ...
— Roughing it in the Bush • Susanna Moodie
... brought his reply, written personally, expressing regret that he was "unable to assist me as he was a large borrower himself." ...
— The Romance and Tragedy • William Ingraham Russell
... applied to Congress for the charter of a National bank, with a capital of $10,000,000, twenty-five per cent. of which must be paid in coin and the remainder in the bonds of the United States. The government was to own $2,000,000 of the stock of the bank and was obviously to become its largest borrower. The measure encountered the determined opposition of the Secretary of State, Jefferson, and the Attorney-General, Edmund Randolph, and it finally became an almost distinctly sectional issue—the Northern members of Congress with few exceptions sustaining it; the Southern ...
— Twenty Years of Congress, Vol. 1 (of 2) • James Gillespie Blaine
... employed to draw at least one third of the deeds annually entrusted to his notarial office, was devoted to him. This shark could thus include in the mortgage note (signed always in presence of the wife, when the borrower was married) the amount of the illegal interest. The peasant, delighted to feel he had to pay only his five per cent interest annually, always imagined he should be able to meet the payment by working doubly hard or by improving the land and ...
— Sons of the Soil • Honore de Balzac
... of what they so lend amount to thirty, forty, yea sometimes fifty pound by the year; notwithstanding the principal is secured by a sufficient pawn; which they will keep too at last, if they find any shift to cheat the wretched borrower. ...
— The Works of John Bunyan • John Bunyan
... integrity. So far as your honesty is concerned I would not hesitate to advance you any sum you might require that I could spare, upon the mere nominal security of your note of hand. But there are other risks than that of the borrower's dishonesty to be considered, and they must be guarded against. Take, for example, the possibility of your failing to find remunerative employment for your ship. How is that to be ...
— The Cruise of the "Esmeralda" • Harry Collingwood
... any person lends to another a sum exceeding twenty-five dollars and sues for payment before the chiefs he shall be entitled only to one year's interest on the sum lent. If money is lent to the owner of a padi-plantation, on an agreement to pay interest in grain, and after the harvest is over the borrower omits to pay the stipulated quantity, the lender shall be entitled to receive at the rate of fifteen dollars for ten lent; and if the omission should be repeated another season the lender shall be entitled to receive double the principal. ...
— The History of Sumatra - Containing An Account Of The Government, Laws, Customs And - Manners Of The Native Inhabitants • William Marsden
... trust. Though banking had been well started in the Middle Ages, it was still in an imperfect state of development. Jews and goldsmiths made a considerable number of commercial loans but these loans were always regarded by the borrower as temporary expedients; the habitual conduct of business on borrowed capital was unknown. But, just as the new output of the German mines was increasing the supply of precious metals, the greater costliness of war, due to the substitution ...
— The Age of the Reformation • Preserved Smith
... life-blood through its shrunken veins, and it starts to life again with recreated vigor—another AEson, with the bloom of youth upon him. Besides in this way playing the physician to save old ideas from a burial alive, the author-borrower often delivers many a prolific mother-thought of a whole family of children—as a prism from out a parent ray of colorless light brings all the bright colors of the spectrum, which, from red to violet, were all waiting there ...
— The Continental Monthly, Vol. 2, No 3, September, 1862 - Devoted to Literature and National Policy. • Various
... the most, The swiftest borrower, wildest spender, May count, as we would not, the cost— And grow more true to ...
— The Home Book of Verse, Vol. 2 (of 4) • Various
... round, was slippery and hard to hold. Three days passed, during which Mrs. Mathusek grew haggard and desperate. She was saving at the rate of two dollars a day, and at that rate she would be able to buy Tony a trial in five weeks more. She had exhausted her possibilities as a borrower. The indictment slept in O'Brien's tin file. Nobody but Tony, his mother and Hogan remembered that there was any such case, except Mr. Asche, who one afternoon appeared unexpectedly in the offices of ...
— By Advice of Counsel • Arthur Train
... he did one wise act of his life, in his treatment to the borrower, and I dare say that man will never violate ...
— Summerfield - or, Life on a Farm • Day Kellogg Lee
... hotels, theaters, office buildings, stores and long vistas of residences and tenements—a property worth at the very least $25,000,000. Any one with sufficient security in land who sought to borrow money would find Astor extremely accommodating. But woe betide the hapless borrower, whoever he was, if he failed in his obligations to the extent of even a fraction of the requirements covered by law! Neither personal friendship, religious considerations nor the ...
— History of the Great American Fortunes, Vol. I - Conditions in Settlement and Colonial Times • Myers Gustavus
... Longfellow, Plato, the FitzGeraldian Oman Khayyam, Aristotle, Pope, Das Kabir and the Pulambal are drawn upon; the world is placed under tribute from Pekin to the Salt Lake City. A more careless "borrower" to use Emerson's expression, never lifted poetry. Some of his lines are transferred bodily, and without acknowledgment, from Hafiz; [332] and, no doubt, if anybody were to take the trouble to investigate, it would be found that ...
— The Life of Sir Richard Burton • Thomas Wright
... asketh of thee, and from him that would borrow of thee turn not thou away" (ver. 42), he cannot mean, consistently with the scope of the passage and his teachings elsewhere, that we should stultify ourselves by literally giving to every asker and borrower, without regard to his necessities, real or alleged. He means rather to inculcate that liberal spirit which never withholds such help as it is able to give from those who ...
— Companion to the Bible • E. P. Barrows
... the members, being mutually responsible, it will be to the interest of all members to keep an eye upon a borrower and to see that he makes proper use of the money lent ...
— Roman Farm Management - The Treatises Of Cato And Varro • Marcus Porcius Cato
... manages or employs it, is called profit; that derived from it by the person who does not employ it himself, but lends it to another, is called the interest or the use of money. It is the compensation which the borrower pays to the lender, for the profit which he has an opportunity of making by the use of the money. Part of that profit naturally belongs to the borrower, who runs the risk and takes the trouble of employing it, and part to the lender, who affords him the opportunity ...
— An Inquiry into the Nature and Causes of the Wealth of Nations • Adam Smith
... yielded him had accumulated to a considerable sum. Then, too, as there were no banks near at hand to accommodate borrowers, the squire used to lend money to his poorer neighbors. He took care not to exact more than six per cent. openly, but it was generally understood that the borrower must pay a bonus besides to secure a loan, which, added to the legal interest, gave him a very handsome consideration for the use of his spare funds. So his money rapidly increased, doubling every five or ...
— Bound to Rise • Horatio Alger
... suppose, that the loan was secret, and that it is necessary for the interest of the person, that the money be restored in the same manner (as when the lender would conceal his riches) in that case the example ceases, and the public is no longer interested in the actions of the borrower; though I suppose there is no moralist, who will affirm, that the duty and obligation ceases. Thirdly, experience sufficiently proves, that men, in the ordinary conduct of life, look not so far as the public interest, when ...
— A Treatise of Human Nature • David Hume
... Ennasuitc, "that a borrowed garment brings the borrower as much dishonour when he is constrained to return it as it brought him honour whilst it was being worn, and there is a lady now living who, by being too eager to conceal a small error, fell ...
— The Tales Of The Heptameron, Vol. V. (of V.) • Margaret, Queen Of Navarre
... to lend to the merchants, for the continuing and quickening of trade. This cannot be done, except you introduce two several sorts of usury, a less and a greater. For if you reduce usury to one low rate, it will ease the common borrower, but the merchant will be to seek for money. And it is to be noted, that the trade of merchandize, being the most lucrative, may bear usury at a good ...
— Essays - The Essays Or Counsels, Civil And Moral, Of Francis Ld. - Verulam Viscount St. Albans • Francis Bacon
... arrest him, if he attempts to leave the state—that is, unless I'm prepared to pay a debt of seven hundred and fifty dollars. I," added the rector, in a broken voice, "a man without a penny in the world—a spendthrift, a muddler, a borrower, a man dependent upon ...
— The Scarlet Feather • Houghton Townley
... Reynolds was frankly a borrower from many sources. In the Roman, the Bolognese, the Venetian, Flemish, and Dutch schools, he found something to appropriate and make his own. From Rembrandt he took suggestions of lighting, and such sombre color harmonies as are seen in the portrait ...
— Sir Joshua Reynolds - A Collection of Fifteen Pictures and a Portrait of the - Painter with Introduction and Interpretation • Estelle M. Hurll
... A lender may without sin enter an agreement with the borrower for compensation for the loss he incurs of something he ought to have, for this is not to sell the use of money but to avoid a loss. It may also happen that the borrower avoids a greater loss than the lender incurs, wherefore the borrower may repay the lender with what he ...
— Summa Theologica, Part II-II (Secunda Secundae) • Thomas Aquinas
... Receptivity is the first prerequisite to progressive thinking, and that Thales reached out after and imbibed portions of Oriental wisdom argues in itself for the creative character of his genius. Whether borrower of originator, however, Thales is credited with the expression ...
— A History of Science, Volume 1(of 5) • Henry Smith Williams
... three years ago I had had no connection with public libraries beyond being an occasional borrower of books. Then suddenly, through making a comparative study of the financing of public school systems here and in France, I found myself in touch with the public schools of an American city, and through them with the school ...
— Library Work with Children • Alice I. Hazeltine
... I could put the real sunlight into such a picture, it would no longer be mine; I should be a borrower, not a creator of light; I should be no more of an artist than ...
— Atlantic Monthly, Volume 6, No. 38, December, 1860 • Various
... democracy of Montesquieu and the encyclopaedists. It was a democracy which could be led by a college graduate and lawyer, who was also a gentleman farmer and a large landholder, bound to his party by a country residence, by being a borrower, and by speculative theories. Only such aristocratic democracy was possible on the Atlantic coast-plain. Pure American democracy would be born only after advancing civilisation found a majority in the mid-valley of the continent, with the barrier of the Alleghenies ...
— The United States of America Part I • Ediwn Erle Sparks
... just as I would give you my purse, and I have no receipt for them. The owners of the land have not received one penny; they have just been talking to me. The money you thought you raised upon your property in the Faubourg du Temple had no existence for you, or the borrower; Roguin has squandered it, together with your hundred thousand francs, which he used up long ago,—and your last hundred thousand as well, for I just remember drawing them from ...
— Rise and Fall of Cesar Birotteau • Honore de Balzac
... locks of hair from many girls. He wore the rings of several. Finally he could borrow no more rings, owing to his nervous habit of chewing them out of shape. This, it seemed, usually aroused the jealous suspicions of the next borrower. ...
— This Side of Paradise • F. Scott Fitzgerald
... habit as thy purse can buy, But not express'd in fancy; rich, not gaudy; For the apparel oft proclaims the man, And they in France of the best rank and station Are most select and generous, chief in that. Neither a borrower nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. This above all: to thine own self be true, And it must follow, as the night the day, Thou canst not then be false to any man. ...
— Public Speaking • Irvah Lester Winter
... too, about money matters. He had a habit of borrowing, right and left, small sums which might be conveniently forgotten by the borrower, and for which the lender would dislike to ask. Ellis had a strain of thrift, derived from a Scotch ancestry, and a tenacious memory for financial details. Indeed, he had never had so much money that he could lose track of it. He never saw ...
— The Marrow of Tradition • Charles W. Chesnutt
... internal evidences of its truth. For instance, it is customary in all countries for business men to loan large sums of money in bank bills instead of checks. It is customary for the lender to make no memorandum of the transaction. It is customary, for the borrower to receive the money without making a memorandum of it, or giving a note or a receipt for it's use—the borrower is not likely to die or forget about it. It is customary to lend nearly anybody money to start a bank ...
— The Gilded Age, Complete • Mark Twain and Charles Dudley Warner
... captain to one of the members, "I would but the devil take it, how can a man go around asking for a job in a dress suit? And I'm so rotten big that none of my friends can loan me a suit. And my credit is gone with at least twelve different tailors. I'm sort o' taboo as a borrower. Barry, old top, if you will chase the blighter after another highball, I'll drink ...
— A Thousand and One Afternoons in Chicago • Ben Hecht
... truthful remark that there is never so poor an Irishman that he has not a still poorer countryman as a hanger-on, it may be added that when an Irishman is not a borrower he is almost certain to be a lender—the advice of Polonius being abhorrent to the spirit of a free-and-easy, happy-go-lucky people. When a man in these parts gets or keeps out of debt himself, he is mostly ...
— Disturbed Ireland - Being the Letters Written During the Winter of 1880-81. • Bernard H. Becker
... sparing as he is in his words, would be still more silent if it were not for this powder. But however low and poor the taking snuff argues a man to be in his own stock of thought, or means to employ his brains and his fingers, yet there is a poorer creature in the world than he, and this is a borrower of snuff; a fellow that keeps no box of his own, but is always asking others for a pinch. Such poor rogues put me always in mind of a common phrase among schoolboys when they are composing their exercise, ...
— The Tatler, Volume 1, 1899 • George A. Aitken
... also should be encouraged. Co-operative banking, which is highly developed in Germany, Austria-Hungary, and Italy, but almost unknown in Great Britain, would at the same time greatly benefit the small investor and the small bona-fide borrower. ...
— British Socialism - An Examination of Its Doctrines, Policy, Aims and Practical Proposals • J. Ellis Barker
... other ways not to wrest the law, even if unsatisfactory in itself, out of dislike to the immediate offender. One instance is given by the curious case of the Queen v. Ashwell (in 1885). A man had borrowed a shilling from another, who gave him a sovereign by mistake. The borrower discovered the mistake an hour afterwards, and appropriated the sovereign. Morally, no doubt, he was as dishonest as a thief. But the question arose whether he was in strict law guilty of larceny. Fitzjames delivered an elaborate judgment ...
— The Life of Sir James Fitzjames Stephen, Bart., K.C.S.I. - A Judge of the High Court of Justice • Sir Leslie Stephen
... hastened to make it impossible for Henriette to marry any one else. Affairs had reached this point when Petit-Claud held out the prospect of a printing office and twenty thousand francs of borrowed capital, which was to prove a yoke upon the borrower's neck. Cerizet was dazzled, the offer turned his head; Henriette Signol was now only an obstacle in the way of his ambitions, and he neglected the poor girl. Henriette, in her despair, clung more closely to her seducer as he tried to shake her off. ...
— Lost Illusions • Honore De Balzac
... himself and children to the best of his ability, and every tent is independent of the other. True it is that one Gypsy will lend to another in the expectation of being repaid, and until that happen the borrower is pazorrhus, or indebted. Even at the present time, a Gypsy will make the greatest sacrifices rather than remain pazorrhus to one of his brethren, even though he be of another clan; though perhaps the feeling is not so strong as of old, for time modifies everything; even Jews and Gypsies are affected ...
— The Zincali - An Account of the Gypsies of Spain • George Borrow
... the weeds of Dominic;" and to Mrs. Jordan and Dickey Suet (both whom I well remember); to Elliston, always on the stage; to Munden, with features ever changing; and to Liston, with only one face: "But what a face!" I forbear. I pass also over Comberbatch (Coleridge), borrower of books, and Captain Jackson, and Barbara S. (Miss Kelly), and go to the rest of my little history. The "Popular Fallacies," which in course of time followed, and were eventually added to the second series and re-published, are in manner ...
— Charles Lamb • Barry Cornwall
... has received valuable security from the borrower and hence feels justified in extending him a deposit credit. But, why does a bank feel safe in undertaking to pay out sums of money which it does not actually have in its vaults? The answer is that the bank attempts to keep on hand a reserve fund sufficient to meet all demands for cash ...
— Problems in American Democracy • Thames Ross Williamson
... discharge of energy from Rawdon's fist is the reward and consolation of the reader. The end of Esmond is a yet wider excursion from the author's customary fields; the scene at Castlewood is pure Dumas;[17] the great and wily English borrower has here borrowed from the great, unblushing French thief; as usual, he has borrowed admirably well, and the breaking of the sword rounds off the best of all his books with a manly, martial note. But perhaps nothing can more strongly illustrate the necessity for marking ...
— Essays of Robert Louis Stevenson • Robert Louis Stevenson
... By slow degrees he amassed a small fortune, and when Samarendra's growing impecuniosity forced him to ask his brother for a loan of Rs. 2,000, it was readily granted on a mere note of hand. In less than six months the borrower died and, after waiting as long, Nagendra pressed his sister-in-law for payment of the debt. She referred him to her brother, Priyanath Guha, who, she said, was manager of what property she had left. This man was a scoundrel of the deepest dye, and Samarendra, ...
— Tales of Bengal • S. B. Banerjea
... of trips to Europe. I could not go frequently, because in those days, Jack, I was a heavy borrower of money in the expansion of my business, and only one who has built up a great business can understand how, in the earlier and more uncertain period of our banking credits, the absence of personal attention in any sudden crisis might ...
— Over the Pass • Frederick Palmer
... poems may be divided into two classes — first those that, as in the Indian legend cited below, make out the mocking-bird only or chiefly a thief and thing of evil, and second those that find him, though a borrower, original and great. The former view, fortunately upheld by few, is strikingly set forth in Granald's 'The Mock-bird and the Sparrow'. After describing minutely the various songs of the mocking-bird and emphasizing that they all come from other birds, the author gives the dialogue between ...
— Select Poems of Sidney Lanier • Sidney Lanier
... borrowed, that is to say, in the proportion of six Spanish dollars, or the value in French money, for every hundred borrowed in your paper. But as the offer of six per cent was made before you could know of this advantage to the borrower, perhaps you may on the knowledge and experience of it, be able to reduce the interest in future loans, to four per cent, and find some means by taxes, to pay off the ...
— The Diplomatic Correspondence of the American Revolution, Vol. I • Various
... pagan world. It produced a high degree of self-control and of abstinence from vices which prevailed elsewhere. It produced fruits of intellect, some original, especially in the political sphere, others merely borrowed from Greece, yet evincing on the part of the borrower a power of appreciating the superior excellence of another, and that a conquered nation, the value of which, as breaking through the iron boundary of national self-love, has perhaps not received sufficient notice. What was of most ...
— Lectures and Essays • Goldwin Smith
... to invest money safely and profitably, I will put you in the way of doing it," said a petty dispenser of justice to poor debtors, rogues and vagabonds, aside to the miser one day, after he had given judgment against a delinquent borrower. ...
— Finger Posts on the Way of Life • T. S. Arthur
... indebtedness. The currency, being of fluctuating value, and therefore unsafe to hold for legitimate transactions requiring money, became a subject of speculation within itself. These two causes, however, have involved us in a foreign indebtedness, contracted in good faith by borrower and lender, which should be paid in coin, and according to the bond agreed upon when the debt was contracted—gold or its equivalent. The good faith of the Government can not be violated toward creditors without national disgrace. But our commerce ...
— A Compilation of the Messages and Papers of the Presidents: Ulysses S. Grant • James D. Richardson
... you a draft for the usurious interest due to Lord B[oringdon]'s protege;—I also could wish you would state thus much for me to his Lordship. Though the transaction speaks plainly in itself for the borrower's folly and the lender's usury, it never was my intention to quash the demand, as I legally might, nor to withhold payment of principal, or, perhaps, even unlawful interest. You know what ...
— The Works of Lord Byron: Letters and Journals, Volume 2. • Lord Byron
... author of a large quantity of poetry, embracing the descriptive, in which his reading made him largely a borrower; the lyrical in which he excelled; the satirical, in which he was personal and licentious; and the Jacobitical, in which he issued forth treason of the most pestilential character. He has disfigured his verses by incessant appeals to ...
— The Modern Scottish Minstrel, Volumes I-VI. - The Songs of Scotland of the Past Half Century • Various
... and stock as security. Besides this he represented several of the Calford private banks, which many people said were really owned by him, and there was no one more ready to lend money—on the best of security and the highest rate of interest—than he. Should the borrower fail to pay, he was always suavely ready to renew the loan at increased interest—provided the security was sound. And, in the end, every ounce of his pound of flesh, plus not less than fifty per cent. interest, would come back to him. After Verner Lablache had done with ...
— The Story of the Foss River Ranch • Ridgwell Cullum
... A private borrower pays for the use of the money, and similarly the debt of the United States is largely interest-bearing. The notes called "greenbacks" bear no interest, because, being legal tender, they circulate as money, as do also the gold and silver certificates ...
— Studies in Civics • James T. McCleary
... strangled him with a handkerchief, having a coal, or some such hard substance, placed against their victim's windpipe, and escaped from the coach. One Henry Harrison, a man of loose life, connected with this Mrs Vanwinckle, the borrower of the money, was tried, convicted, and executed, on pretty clear evidence, yet he died denying the crime charged. The case being of a shocking nature, of course interested the feelings of the common people, and another person was accused as an accessory, the principal evidence ...
— Trial of Duncan Terig, alias Clerk, and Alexander Bane Macdonald • Sir Walter Scott
... so poor but that you can help somebody. Good nature is the cheapest commodity in the world; and love is the only thing that will pay 10 percent to borrower and lender both. Don't tell me that you have got to be rich! We have all a false standard of greatness in the United States. We think here that a man to be great, must be notorious; must be extremely wealthy, or his name must be between ...
— Lectures of Col. R. G. Ingersoll - Latest • Robert Green Ingersoll
... score. bill; check; account (credit) 805. arrears, deferred payment, deficit, default, insolvency &c. (nonpayment) 808; bad debt. interest; premium; usance[obs3], usury; floating debt, floating capital. debtor, debitor[obs3]; mortgagor; defaulter &c. 808; borrower. V. be in debt &c. adj.; owe; incur a debt, contract a debt &c. n.; run up a bill, run up a score, run up an account; go on tick; borrow &c. 788; run into debt, get into debt, outrun the constable; run up debts, run up bills (spend) 809.. answer ...
— Roget's Thesaurus • Peter Mark Roget
... however, what fixes the rate of interest: it is the self-increasing power of a miscellany of real capital. If the mill, the machinery, the stock, grow in quantity at the five per cent rate, that is the natural rate of interest on loans of real capital. The lender gives to the borrower twenty units of "commodity" and gets back twenty-one. If marginal social capital, consisting of commodity and measured in some way in units of kind, has the power to add to itself in a year one unit for every twenty, lenders will claim about ...
— Essentials of Economic Theory - As Applied to Modern Problems of Industry and Public Policy • John Bates Clark
... upon the members and the books at the same time, but without success. A partial record book, however, is now kept. Whenever a standard book is borrowed, the delivery clerk marks upon a little yellow ticket simply the folio number of the borrower. Every day the yellow tickets are examined, and if it appear, say, that folio 10,029 has had a book more than three weeks, the clerk turns to the drawer and finds out who folio 10,029 is, and what book is charged against him, and sends him a notice that ...
— Lights and Shadows of New York Life - or, the Sights and Sensations of the Great City • James D. McCabe
... great relief, Grandfather Mole found his sunshade in the same spot. Mr. Meadow Mouse hadn't taken it away. To tell the truth, he had tried to; but he had found that he couldn't move it. Grandfather Mole said it was the first sunshade that a borrower had ever returned ...
— The Tale of Grandfather Mole • Arthur Scott Bailey
... however profitable the investment, however apparently solid the security. He instanced the case of an estate in Cavan, bearing three mortgages of respectively L1,000, L3,000, and L4,000, and leaving to the borrower a clear income of L1,700 a year after all claims were paid. The three lenders are strenuously endeavouring to realise, the thousand-pounder being prostrate with affright, but although the investments under normal conditions would fetch a good ...
— Ireland as It Is - And as It Would be Under Home Rule • Robert John Buckley (AKA R.J.B.)
... his own consciousness in his own natural way. So far as tones and expressions and habits which belonged to the idiosyncrasy of the original are borrowed by the student of his life, it is a misfortune for the borrower. But to share the inmost consciousness of a noble thinker, to scan one's self in the white light of a pure and radiant soul,—this is indeed the highest form of teaching ...
— A Mortal Antipathy • Oliver Wendell Holmes, Sr.
... ever, but he brought the cartridges. After making sure, by inquiry and inspection, that they were loaded, the borrower started to go. ...
— Mary-'Gusta • Joseph C. Lincoln
... the loan was a good thing to both borrower and lender. And the man who knows what he is going to do with money, and when and how he is going to pay it back, is never ...
— Little Journeys to the Homes of the Great, Volume 11 (of 14) - Little Journeys to the Homes of Great Businessmen • Elbert Hubbard
... worshippers. Besides attending to their religious functions, the Lamas are traders. They carry on a brisk money-lending business, charging a high interest, which falls due every month. If this should remain unpaid, all the property of the borrower is seized, and if insufficient to repay the loan the debtor himself becomes a slave of the monastery. The well-fed countenances of the Lamas are, with few exceptions, evident proof that notwithstanding their ...
— An Explorer's Adventures in Tibet • A. Henry Savage Landor
... dependence and servitude. All violations of custom and law led to fines; all need of civil authority made it necessary to pay fees. The debtor pledged his future working time. His relation to his creditor was personal. That he was a borrower proved that he had nothing which could form a property security. The laws of Hammurabi provide that a debtor may give his wife and children as pawn slaves, but only for three years. In the fourth year the creditor was to set them free. The pawn persons were to be well treated. A slave given in pawn ...
— Folkways - A Study of the Sociological Importance of Usages, Manners, Customs, Mores, and Morals • William Graham Sumner
... the interest of capital is natural, lawful, consistent with the general good, as favourable to the borrower as to the lender, the economists who deny it, the tribunes who traffic in this pretended social wound, are leading the workmen into a senseless and unjust struggle, which can have no other issue than the misfortune of all. In fact, they are arming labour against capital. So ...
— Essays on Political Economy • Frederic Bastiat
... which places the borrower, as Charles Lamb discovered long ago, among the great ones of the earth, among those whom their brethren serve. Lamb loved to contrast the "instinctive sovereignty," the frank and open bearing of the ...
— Americans and Others • Agnes Repplier
... the requisite which is most perfectly secured from the control of monopoly. The rate of interest for the use of capital is regulated so perfectly by the law of supply and demand, that all the anti-usury laws which have ever been enacted have been able to accomplish but little in enabling the borrower to secure loans at a less rate than that prescribed by competition. The reason for this is plain on consideration. The total supply of accumulated wealth of the whole civilized world is engaged in this competition, and the millions of wealth which are added every ...
— Monopolies and the People • Charles Whiting Baker
... George, recognising him and unfastening me from his ribbon-chain. The next moment I was hurrying towards the goals in my borrower's hands. ...
— The Adventures of a Three-Guinea Watch • Talbot Baines Reed
... and layeth it waste, and scattereth its inhabitants. And it happeneth, as to the people, so to the priest; as to the servant, so to the master; as to the maid, so to her mistress; as to the buyer, so to the seller; as to the lender, so to the borrower; as to the creditor, so to the debtor. The earth has become wicked among its inhabitants, therefore hath the curse devoured the earth, and they who dwelt in it make expiation." We observe that these severe calamities are not uttered in wrath. They are not maledictions; ...
— Beacon Lights of History, Volume II • John Lord
... the theme, not of the version; some again, such as the Mecklenburg and Danish forms, are more primitive in tone; and all lack those effective and picturesque details which are the charm of the Arabian story, and which a borrower only interested in the story as a story might just ...
— Supplemental Nights, Volume 3 • Richard F. Burton
... is a provider of capital, for which he receives interest, in the form of rent, readily accepting a lower rate than a labourer, with slender security to offer, would be compelled to pay if he were the borrower of money instead of the ...
— The Last Voyage - to India and Australia, in the 'Sunbeam' • Lady (Annie Allnutt) Brassey
... guide, who trotted on before, Mr Burchell and I bringing up the rear. We lightened the fatigues of the road with philosophical disputes, which he seemed to understand perfectly. But what surprised me most was, that though he was a money-borrower, he defended his opinions with as much obstinacy as if he had been my patron. He now and then also informed me to whom the different seats belonged that lay in our view as we travelled the road. 'That,' cried he, pointing to a very magnificent ...
— The Vicar of Wakefield • Oliver Goldsmith
... Her sphere of interest was the little world of family cares and affections. Her early married life had been darkened by manifold sorrows which she bore at first with pious resignation, becoming with the flight of time, however, more and more a borrower of trouble.[2] At Lorch her trials were great, for Captain Schiller received no pay and the family felt the pinch of poverty. Here, then, was little room for that merry comradeship, with its Lust zum Fabulieren, which existed between the boy Goethe ...
— The Life and Works of Friedrich Schiller • Calvin Thomas
... letter was an indirect appeal to Mr. Quincy to advance a few thousand dollars on good security, it does not seem to have effected its purpose, and a man with money to lend would not have his confidence in the borrower's capacity to repay it increased by knowing that the time of the loan was to be occupied in making astonishing discoveries in the roots of language. It has often been stated that Dr. Webster supported himself and large ...
— Noah Webster - American Men of Letters • Horace E. Scudder
... term which at first seemed so long will, as it lessens, appear extremely short. Time will seem to have added wings to his heels as well as his shoulders. "Those have a short Lent," saith Poor Richard, "who owe money to be paid at Easter." Then since, as he says, "the borrower is a slave to the lender and the debtor to the creditor," disdain the chain, preserve your freedom, and maintain your independence. Be industrious and free; be frugal and free. At present, perhaps, you may think yourself in thriving circumstances, and that you can bear a little ...
— Journeys Through Bookland, Vol. 6 • Charles H. Sylvester
... money. The borrower gives a note for the sum wanted, signed by himself, and indorsed by one or more others as sureties. The cashier pays the money for the note, retaining out of it the interest on the sum lent, instead of waiting ...
— The Government Class Book • Andrew W. Young
... them constantly. His guests, enraptured by his charitableness, frequently offered themselves as attendants to minister to the poor in his house, but Job always insisted upon paying them for their services. If he was asked for a loan of money, to be used for business purposes, and the borrower promised to give a part of his profits to the poor, he would demand no security beyond a mere signature. And if it happened that by some mischance or other the debtor was not able to discharge his obligation, Job would return ...
— The Legends of the Jews Volume 1 • Louis Ginzberg
... a record of a very curious trial which occurred in the state of New York. A man had lent a large iron, kettle, or boiler, to another, and it being returned cracked, an action was brought against the borrower for the value of the kettle. After the plaintiff's case had been heard, the counsel for the defendant rose and said:—"Mister Judge, we defend this action upon three counts, all of which we shall ...
— Diary in America, Series One • Frederick Marryat (AKA Captain Marryat)
... myself the next time I saw you, I would do so. Have you any special need of five dollars now? If so, and you will step to the bank with me, you shall have it." Instantly it flashed through the mind of H. that this was the day when, either the borrower or he, must pay his friend. It may be supposed that he went to the bank with alacrity. Going back to B. and meeting the friend, he learned that neither man nor money had appeared, and at once tendered ...
— The Wonders of Prayer - A Record of Well Authenticated and Wonderful Answers to Prayer • Various
... they few or many—to love the book and feel of its worn cover, to thumb it over slowly, page by page, to pencil its margins in agreement or in protest, to smile or thrill with its remembered pungencies—no mere book borrower could ever ...
— The Art of Public Speaking • Dale Carnagey (AKA Dale Carnegie) and J. Berg Esenwein
... restrain the making of federal loans and grants to municipalities for the construction or purchase of electric power distribution plants on the ground that the "lender owes the sufferer no enforcible duty to refrain from making the unauthorized loan; and the borrower owes him no obligation to refrain from using the proceeds in any lawful way the borrower may choose."[167] Recent cases, involving the issue of religion in the schools, reach somewhat divergent results. In Illinois ex rel. ...
— The Constitution of the United States of America: Analysis and Interpretation • Edward Corwin
... it concerned a loan. The borrower gives me in pledge some raw sugars, on condition that I should sell if repayment were not made within a fixed period. I lend a thousand livres. He does not pay me and I sell the sugars for thirteen hundred livres. He learns this ...
— Ten Years Later - Chapters 1-104 • Alexandre Dumas, Pere
... not evil." What effect would obedience to these injunctions have upon a State? None committing an assault would be punished; every unjust suit would succeed; every forced concession would be endorsed; every beggar would live in luxury; every borrower would spend at will. Nay more; those who did wrong would be rewarded, and would be thus encouraged to go on in their evil ways. Meanwhile, the man who was insulted would be again struck; the poor man who had lost one thing would lose ...
— The Freethinker's Text Book, Part II. - Christianity: Its Evidences, Its Origin, Its Morality, Its History • Annie Besant
... tested. White paper will receive any impression you please: can the human mind receive the impression that two and two are five, or that a part is equal to the whole? Locke could have answered this, and seemed to save his theory. The borrower ...
— Continental Monthly , Vol. 6, No. 1, July, 1864 - Devoted to Literature and National Policy. • Various
... or conveyances, or burdening of property, should be the same, and not higher, on personalty or landed estates. For the additional security of the latter, the borrower pays amply in the greater expense of the law deeds requisite to constitute effectual securities over real estates than over stock or movable funds. Stamps on bills, &c., which are advances for a short period only, should be rated at a widely different ...
— Blackwood's Edinburgh Magazine, No. CCCLXXVI. February, 1847. Vol. LXI. • Various
... for his money when he pleases, and often comes for it when the borrower can ill spare it; and then, having launched out in trade on the supposition of so much in stock, he is left to struggle with the enlarged trade with a contracted stock, and thus he sinks under the weight of it, cannot repay ...
— The Complete English Tradesman (1839 ed.) • Daniel Defoe
... of Scotland Sixty Years since was two o'clock. It was therefore about four o'clock of a delightful autumn afternoon that Mr. Gilfillan commenced his march, in hopes, although Stirling was eighteen miles distant, he might be able, by becoming a borrower of the night for an hour or two, to reach it that evening. He therefore put forth his strength, and marched stoutly along at the head of his followers, eyeing our hero from time to time, as if he longed to enter into controversy with him. At length unable ...
— Waverley • Sir Walter Scott
... The Bank advances against land, and houses (the latter in the capital only, as they cannot be insured elsewhere against fire), and personal security. The advances are said to stand at Kr. 130,000, or £7222. When against personal security a promissory note is taken, signed by the borrower and two irresponsible witnesses, or by two responsible obligants, according to standing. Title-deeds are taken as collateral security. The Bank has its own forms for loan-documents. The probability is that the Bank will soon become the possessor of a great deal ...
— A Girl's Ride in Iceland • Ethel Brilliana Alec-Tweedie
... to provide for the public acquisition or building of workingmen's dwellings. In 1899 the "Small Dwellings Acquisition Act" gave power to any local authority to loan four-fifths of the cost of purchase of a small house, to be repaid by the borrower by instalments within ...
— An Introduction to the Industrial and Social History of England • Edward Potts Cheyney |
